The core group of generic top-level domains consists of the com, info, net, and org domains. In addition, the domains biz, name, and pro are also considered generic; however, these are designated as restricted, because registrations within them require proof of eligibility within the guidelines set for each.
Historically, the group of generic top-level domains included domains, created in the early development of the domain name system, that are now sponsored by designated agencies or organizations and are restricted to specific types of registrants. Thus, domains edu, gov, int, and mil are now considered sponsored top-level domains, much like the themed top-level domains (e.g., jobs). The entire group of domains that do not have a geographic or country designation (see country-code top-level domain) is still often referred to by the term generic TLDs.
In finance, subprime lending (also referred to as near-prime, non-prime, and second-chance lending) means making loans to people who may have difficulty maintaining the repayment schedule, sometimes reflecting setbacks, such as unemployment, divorce, medical emergencies, etc. Historically, subprime borrowers were defined as having FICO scores below 640, although "this has varied over time and circumstances."
These loans are characterized by higher interest rates, poor quality collateral, and less favorable terms in order to compensate for higher credit risk. Many subprime loans were packaged into mortgage-backed securities (MBS) and ultimately defaulted, contributing to the financial crisis of 2007–2008.
Proponents of subprime lending maintain that the practice extends credit to people who would otherwise not have access to the credit market. Professor Harvey S. Rosen of Princeton University explained, "The main thing that innovations in the mortgage market have done over the past 30 years is to let in the excluded: the young, the discriminated-against, the people without a lot of money in the bank to use for a down payment."
A fen is one of the main types of wetland, the others being grassy marshes, forested swamps, and peaty bogs. Along with bogs, fens are a kind of mire. Fens are usually fed by mineral-rich surface water or groundwater. They are characterised by their water chemistry, which is pH neutral or alkaline, with relatively high dissolved mineral levels but few other plant nutrients. They are usually dominated by grasses and sedges, and typically have brown mosses in general including Scorpidium or Drepanocladus. Fens frequently have a high diversity of other plant species including carnivorous plants such as Pinguicula. They may also occur along large lakes and rivers where seasonal changes in water level maintain wet soils with few woody plants. The distribution of individual species of fen plants is often closely connected to water regimes and nutrient concentrations.
Car was also said to have founded the city Alabanda, which he named after Alabandus, his son by Callirhoe (the daughter of the river god Maeander). In turn, Alabandus's name is said to have been chosen in commemoration of his Car's victory in a horse fight— according to the scholar Stephanus of Byzantium, "Alabandos" was the Carian word for "winner in a horse fight". Another son of Car, Idrieus, had the city Idrias named after himself.